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47 pages 1 hour read

Julie Clark

The Lies I Tell

Julie ClarkFiction | Novel | Adult | Published in 2022

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Chapters 20-24Chapter Summaries & Analyses

Chapter 20 Summary: “Two Years Ago: Meg”

In a flashback to Meg’s previous heist in Reading, Pennsylvania, it’s revealed she posed as a life designer (a combination of a life coach and interior decorator) named Melody Wilde. She found her target through an online group where Celia, a mother, posted about how her soon-to-be ex-husband, Phillip Montgomery was ruining her life and her kids’ lives. Meg ingratiated herself with Phillip’s sister, Renata, who was obsessed with interior design, by redoing her home to look beautiful and sharing fabricated testimonials that she had worked for celebrities like Jenifer Lopez and Lin Manuel Miranda. This gets her invited to a party with Renata’s wealthy brother in attendance.

Meg, using her usual strategy of telling men what they want to hear, manages to secure a golfing venture with Phillip, during which she manages to convince him to sell the lake house he wants to keep from Celia to Meg’s business, which she’ll hold for him until after the divorce settlement. Of course, Meg takes his money for life coaching services, sells his valuables when she pretends to restage his home, and gives the lake house to Celia.

Chapter 21 Summary: “Los Angeles: Kat”

Kat calls the bank and changes her password since she’s worried about the hacking attempt and missing statements. She follows up on the lead Jenna gave her and reaches out to someone named Frederica Palmeri, who worked in a soup kitchen with Melody Wilde. Frederica denies knowing much. On Frederica’s tip, Meg reaches out to Renata to get her account of events. Kat believes Meg easily could’ve figured out a way to get into her bank account and take her money, so Kat thinks Meg intentionally made her worry about that rather than notice the other cons Meg is pulling off.

Chapter 22 Summary: “Los Angeles: Kat”

Kat is waiting for Meg when her cell phone rings. The speaker claims to be someone from Citibank requesting a minimum payment of $500 on her account balance that is $31,125. She thinks it’s a phishing attempt and hangs up. When Meg arrives, she notices Kat seems off and asks her what’s wrong. Kat tells her about the fraudulent call, and Meg expresses immediate concern and urges Kat to call back Citibank’s official number. Kat calls them and finds out it was a legitimate call. Someone has incurred $30,000 of debt in her name, and she believes it’s Meg. She feels very embarrassed and worries about how to tell Scott. When she gets home, she tells him about the debt, and he gets angry that she suspects him at all when she’s the one hanging out with a con artist. Kat wonders if she’ll ever be able to get over Scott’s troubled past with gambling.

Chapter 23 Summary: “Los Angeles: Kat”

Kat starts to ignore Meg. In the meantime, Scott prints and submits the Citibank credit card statements to open a fraud case. After a week goes by, Veronica reaches out to Kat to see if she’s okay since Meg said she has been sick and that Meg misses her too. Kat is still trying to figure out who the mystery buyers are for Ron Ashton’s Canyon Drive house. All of Kat’s anger comes flooding back to her because she doesn’t want to feel powerless the way she did 10 years ago. She wants to do something, so she signs the police report Scott brings home to open a case against Meg.

Chapter 24 Summary: “Los Angeles: Kat”

When Kat follows up with Scott about the case, he advises her to be patient, but she’s frustrated because she’s over $30,000 in debt and doesn’t have the luxury of patience. She is tired of writing fluff pieces and finally wants to pin down Meg’s story. Scott advises her to take a shower and relax, so she does. When she gets out, she looks for her lotion, but her bottle is almost out. She remembers a small one Scott got for her that’s in his glove compartment. When she goes to get the other lotion, she finds a burner phone that indicates Scott has been lying to her and ran up all those charges in her name.

Chapters 20-24 Analysis

Meg’s prowess as a con artist deeply contrasts with Kat’s naivete in this section, and this contrast is conveyed through dramatic beats paired with figurative language.

This section begins with another step back in time to when Meg pulled off one of her many other infamous cons. It starts with her seeing a mother complaining on social media about how horrible her soon-to-be ex-husband is making her life and how he’s not looking out for his children. Meg immediately latches onto this and does her own investigating. Most people might feel sympathy and scroll on, but Meg isn’t most people. Meg believes in Girl Code to an extreme degree. She has devoted her adult life to the art of the con and seeks to bring justice to the men who have used the system to disenfranchise others. Of course, Meg, in her usual fashion, uses The Ignorance of the Rich and Powerful to pull off this scheme. But her path to success isn’t easy or straightforward. She has carefully mapped and researched everything, and still, she must tread carefully:

There can never be any question you aren’t who you say you are. And it doesn’t matter what backstory you build for yourself. If the visual details don’t match, it’s like an out-of-tune piano. Hit a wrong note enough times and people are eventually going to notice (182).

Using a simile to illustrate the nature of her work, Meg demonstrates how delicate a process this is and how it is an art to effectively con people by maintaining their trust. This is precisely how Meg figures out Kat is lying as well: the small details. Kat’s car and clothes don’t match the story she tells, and those off-key notes make Meg realize quickly that Kat is lying about who she is. The choice of a piano for the comparison is important because tuning a piano is both an art and a science, and like Meg, anyone can hit a piano key; anyone can lie about who they are. But to do it effectively and convince others like Meg, it takes years of grueling practice and hard-won skill through life experiences that makes a person able to play the part of someone else so well.

Similarly, Clark uses figurative language to depict Kat’s naivete, with sentences like, “My breath hitches in my chest as my eyes scan the list, the familiar names of gambling sites that have haunted my dreams and my darker moments lining up to reveal how well Scott lied” (221). The choice of words with a negative connotation, like “hitch,” “haunted,” and “darker,” paired with the personification of Kat’s dreams, demonstrates how impactful this moment is on Kat. She ignores her intuition so much that she lets herself fall into a bad situation. She chooses to be naive and prioritize her preferred view of the world, rather than to see what is in front of her: that Scott is lying and Meg is right.

This juxtaposition of Meg and Kat through figurative language sets the stage for the next section when they begin to experience a role change as they move forward on their arcs.

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